Passage Insurance Terms and Conditions

Last Updated: 9/27/2025

These Terms and Conditions (“Terms”) govern your use of the Passage Insurance website and services. By accessing or using our website, you agree to be bound by these Terms.

 

1. General Website Conditions

 

  • Eligibility: By using our services, you represent that you are at least the age of majority in your state or province of residence.
  • Accuracy of Information: You agree to provide current, complete, and accurate information when submitting forms or using our service.
  • Intellectual Property: All content on this website, including text, logos, and graphics, is the property of Passage Insurance and protected by copyright and intellectual property laws. You may not use this material without our express written permission.

 

2. SMS Terms of Service (Text Messaging Program)

 

This section governs the use of the Passage Insurance text message program. By opting in to receive SMS messages from Passage Insurance, you agree to these terms.

A. Program Description and Consent

By providing your mobile phone number via a web form, verbally, or other express method, you are consenting to receive automated informational text messages from Passage Insurance Corp. This service provides non-marketing notifications, including:

  • Appointment confirmations
  • Reminders for scheduled appointments
  • Policy and service updates
  • Customer care responses

B. Messaging Details

  • Messaging frequency may vary depending on your specific interactions with us (e.g., number of quotes requested or appointments scheduled).
  • Message and data rates may apply to any messages sent to you from us and to us from you. Please check with your mobile carrier for details. Passage Insurance is not liable for any charges from your carrier.
  • Privacy Policy: For details on how your mobile number and data are handled, please review our Privacy Policy at https://passageinsurance.com/privacy-policy.

C. Opt-Out and Help Instructions

  • To opt out at any time, text STOP to any message. You will receive one final message confirming your successful opt-out.
  • For assistance, text HELP to any message, call us at (970) 355-3505, or visit our website at https://passageinsurance.com/.

D. Carrier Liability

Carriers, including but not limited to T-Mobile, are not liable for delayed or undelivered messages.

 

3. Insurance Products and Quotations

 

  • Non-Binding Quotes: Any quotes generated through this website are preliminary estimates only and are not a contract, binder, or agreement to extend insurance coverage. Coverage is only effective when explicitly confirmed by a licensed agent and issued by an authorized insurance carrier.
  • Product Availability: Not all products or services are available in all geographic areas.

 

4. Disclaimers and Limitation of Liability

 

A. Disclaimer of Warranties The information and services on this website are provided “as is” and “as available” without any warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

B. Limitation of Liability Passage Insurance will not be liable for any direct, indirect, incidental, punitive, or consequential damages arising from the use of, or the inability to use, our website or services.

 

5. Governing Law

 

These Terms shall be governed by and construed in accordance with the laws of the State of [INSERT YOUR STATE OF BUSINESS OPERATION].

 

6. Contact Information

 

For any questions regarding these Terms and Conditions, please contact us: